The CIC Fixed Income Fund is moderate to medium risk fund which invests in a well-diversified portfolio of bonds issued by the Kenyan government and corporations.
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Why Fixed Income Fund
The fund is suitable for investors seeking a reasonable level of current income and a steady growth of their capital.
POLICY LIMITS
- Hospital bed accommodation charges (minus NHIF rebate amount)
- Pre existing conditions are declared and accepted
- Diagnostics for member and spouse
- Major organ transplant procedure
- In- patent prescribed physiotherapy, chemotherapy, radiotherapy, nursing care, prescribed drugs/medicine, dressing and diagnostic test.
- Non-accident maxillofacial and ophthalmologic, dental surgery subject to authorization.
- Day care surgery
- Resident mother/doctors fee
RETURNS
Returns consist of interest from the bonds reinvested quarterly. It is recommended that the income be reinvested into the fund so as to maximize investment returns through compounded growth. It is recommended that the funds be invested for at least 2 years to 3 years to get a good return.
Fees
- Minimum investment amount is Kshs. 5,000. Minimum additional amount is Kshs. 1,000.
- 5% initial fees are charged on the Fixed Income fund
- Access to your money is when required with a short notice of 2 – 4 working days.
- Monthly statement is sent.
Hospital treatment,
and services
Major Diseases
Treatment benefits
Inter-County
Ambulance services
Frequently Asked Question on CIC Medisure
Can I pay my health Insurance premium in installments?
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If I want to cancel my health insurance after purchasing?
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Do I need to link my bank account in order to use it?
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