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We do motor insurance differently - with more coverage,
less hassle, and perks that give you the most out of your premium.

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CIC Easy Bima is a monthly motor insurance cover from CIC General Insurance Company. The cover enables you to pay for your motor vehicle insurance on a monthly basis, easing your financial burden.

Why Easy Bima

Our motor product has been digitally transformed to offer value to our customers as follows.

  • Customer experience: End-to-end purchase process including claim notification.
  • Affordable: Competitive cover pricing
  • Flexibility: Monthly premium payment up to 12 instalments
  • Convenience: Self-service from the comfort of your home or office
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How to buy Easy Bima


Review quote and select proceed to process cover

Personal Details

Fill in your personal details including phone number and email address

Fill Form

Fill in your vehicle details and estimated value


Make Payment, download and print car sticker

General FAQs

What is Easy Bima motor insurance?

It is an online monthly motor private product with a flexible payment plan of up to 12 equal monthly installments.

Why Easy Bima?

  • Flexible monthly payment plans (up to 12 months).
  • Accessible online 24/7 for quotes and purchases.
  • Ability to buy through preferred agents/brokers.
  • Easy policy management through an online account.
  • Payment by MPESA with upcoming additional platforms.
  • Free Valuation at inception.

Who is eligible to buy cover?

Any customer who owns a motor private vehicle

What Is Covered?

  • Accidental Damage
  • Malicious Damage
  • Theft
  • Fire
  • Third-Party Liabilities
  • Riot Strike and Civil Commotion
  • Floods
  • Legal liabilities to third parties arising from loss or damage to property as well as third party injuries ordeath.

Free Benefits

  • Excess protector for own damage.
  • Political violence and terrorism cover.
  • Windscreen cover Kshs.50,000/-
  • Car entertainment system cover Kshs.50,000/-
  • Towing/Recovery expenses Kshs.50,000/-
  • Emergency medical expenses Kshs.50,000/-

Additional Benefits at an extra cost

  • Courtesy Car-Upto a period of 10 days
  • Forced ATM withdrawal following a carjacking incident (Max Kshs.40,000/-)
  • Theft of Accessories (Jack, Spanners) (Max Kshs.15,000/-)
  • Loss of Key (Max Kshs.20,000/-)
  • Theft/Loss of spare wheel (Max Kshs.30,000/-)
  • Out of Station Accommodation following an admissible claim (Max Kshs.20,000)
  • Personal effects following an admissible claim (Max Kshs.20,000/-)

Proposal & Requirements

Onboarding Requirements

  • Copy of the logbook or import documents (new vehicles).
  • Copy of National ID
  • Copy of valid driving license
  • Copy of KRA PIN certificate (individuals and companies)
  • For companies: Certificate of Incorporation and CR12 (or legal registration documents for non-incorporated entities).

Comprehensive Cover Requirements

  • Vehicle must be less than 15 years old.
  • Minimum vehicle value (Kshs.500,000/-)
  • 12 equal monthly installments
  • Annual valuation.

Eligibility for Comprehensive Cover

  • A vehicle will not qualify for comprehensive cover if:
  • It’s not roadworthy or in good working condition (based on valuation).
  • It has a poor claims history.
  • The proposer lacks insurable interest (ownership verified by logbook).

If you can’t find the answer to your question here, please feel free to contact our customer support team through the web portal or call: 0703 099 120

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