Farming is one of the biggest sources of income in Kenya. But every farmer knows that nature can be unpredictable. One season, you might harvest plenty; the next, your crops could be destroyed by drought or floods. With climate change getting worse, farmers across the country are facing more uncertain weather patterns than ever before.
This is where crop insurance comes in. According to the 2024 Business Daily Africa report, over 1.7 million farmers in the region are now using insurance to protect their livelihoods. In Kenya, CIC General Insurance has been at the front line of this change helping farmers bounce back when the weather turns against them.
Take the story of John, a maize farmer from Uasin Gishu. In 2023, the rains failed, and his fields dried up long before harvest. Many farmers in his area gave up, unable to recover their losses. But John had taken CIC’s crop insurance. When the drought destroyed his maize, CIC compensated him. With that support, he was able to buy fresh seeds and plant again during the next season. Today, John’s farm is thriving because he chose to plan ahead.
This is what CIC’s crop insurance does, it gives farmers peace of mind. Whether the problem is drought, floods, pests, or diseases, farmers can trust that CIC will step in when disaster strikes. Instead of losing everything, they can get back on their feet faster.
Climate change has made farming harder. The Kenya Meteorological Department reports that the country is now experiencing longer dry periods and heavier rains in some regions. Without insurance, one bad season can wipe out years of hard work. But with CIC’s crop insurance, farmers do not have to face these challenges alone.
CIC’s crop cover also supports Kenya’s Vision 2030, which aims to grow the economy through sustainable and inclusive development. By protecting farmers, CIC is helping to secure food supply, improve incomes, and strengthen rural communities. Agriculture remains the backbone of Kenya’s economy, employing more than 70 percent of rural workers and protecting that sector is key to the nation’s future.
When farmers feel safe from unexpected losses, they are more confident to invest in better seeds, new technology, and modern farming methods. This not only increases yields but also boosts the country’s overall food production.
CIC works closely with cooperatives, and agribusinesses to make crop insurance affordable and accessible. The goal is to ensure every farmer understands how insurance can protect their harvests and support their long-term growth.
The weather may be unpredictable, but your future does not have to be. With CIC’s crop insurance, farmers can focus on what they do best, feeding the nation, knowing that even when nature misbehaves, CIC will be there to help them rise again.
At CIC, we believe that when farmers thrive, Kenya grows stronger.
