Every Sunday, churches across Kenya fill with people looking for hope, guidance, and a sense of community. On Fridays, mosques welcome the faithful for prayer and reflection. These places of worship do more than provide spiritual support, they also help people through tough times. But what if they could also encourage a different kind of security, one that protects families and businesses from financial struggles?
Religious institutions play a big role in Kenyan society. They run schools, hospitals, and community programs, often helping those in need. When unexpected problems arise like accidents, fires, or the loss of a loved one, many people turn to their churches and mosques for financial support. While these contributions help, they are often not enough to cover the full cost. Religious leaders can change how people see insurance by showing them that it is not just an expense but a way to secure their future.
Insurance coverage in Kenya is still very low, with less than 3 percent of people having any form of insurance (AKI Report, 2024). This means millions are left struggling when unexpected events happen. Religious institutions manage large funds, own valuable property, and have strong relationships with their communities. They have a unique chance to encourage more people to embrace insurance.
One-way faith leaders can do this is through education. Many people do not take up insurance because they do not understand how it works. By including financial lessons in sermons, group discussions, and workshops, religious leaders can help break the myths surrounding insurance and show its benefits.
Setting an example is another powerful way to influence change. When churches and mosques insure their building and clergy, they prove that insurance is valuable. CIC Insurance offers solutions like Public Liability Insurance, which protects places of worship from claims in case of accidents, and Group Life Insurance, which supports families when clergy or staff members pass away. When religious institutions use these services, their members will see the importance of getting insurance for their families and businesses too.
Trust is another big factor. Many people avoid insurance because they think it is complicated or that companies will not pay claims. Since religious leaders are already trusted, they can guide people toward reliable insurance providers and explain policies in a simple way.
Faith and financial security can go hand in hand. Religious institutions can help their communities become more financially stable by encouraging them to plan for the future. When religious leaders openly support insurance, they can change how people think, helping more families and businesses stay protected. If more people take up insurance, communities will be stronger, and fewer people will have to rely on unpredictable donations during tough times.
